Florida's New Low-Cost condition insurance Plans

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Recently, a bill was signed in Florida that would help manufacture the creation of a low cost condition insurance plan for Florida residents.

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How is Florida's New Low-Cost condition insurance Plans

We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Health Insurance.

Unfortunately, amid all the fanfare, very few habitancy stopped to take a close look at what was really being proposed. Permit me to enlighten you on some of the more prominent aspects of the proposed plan.

First of all, it is not a mandated condition insurance plan. In other words, an insurance carrier would have to decide if they even want to create a plan to sell. This is Not A Plan That The State Of Florida Is Providing. Please understand that Florida is in the midst of an greatest budget crunch and is not spending a particular dime on this plan. Governor Crist has made that very clear. The cooperation of the condition insurance commerce will be required to make this work. As of now, there are no plans available.

Second, this is not a major healing plan. If you have a healing urgency and this is your only condition insurance, you are in a lot of trouble. It is a minimal plan with a few doctor visits, a physical, maybe some generic prescribe coverage (the drugs you already get in Wal-Mart for ) and a few other benefits. Surely, none of you ever thought that you would get a complete major healing plan for 0 a month.

Next, the plan is for man who has had no condition insurance for six months. This means that in their infinite wisdom, Florida's representatives decided that if you lose your job and cannot afford your Cobra insurance, they want you to be without any condition insurance at all for at least six months. We have a real brain trust in Tallahassee don't we.

Now, you are really going to love this. The plans are going to sell for about 0 (projected price but who knows) and give you the most minimal of benefits. But that is the cost for an individual. A house will be much more. As a matter of fact, if you have a healthy family, a original major healing plan with real benefits might be less expensive.

For example, at Flquote a Florida condition insurance website a 40 year old male in Pasco County can get an perfect Ppo plan for about 0 a month. We are talking about a complete multi-million dollar, major healing plan. Not a minimal plan.

Who will this plan help?

I am still trying to frame that out. This is supposed to help those of you who cannot get condition insurance. But, it will not pay for your expensive brand name prescriptions; it will not cover ample hospitalization or expensive testing procedures. For those of you who think that dental coverage is part of condition insurance - it is not. It will not cover any dental or vision costs.

If you are poor, you are much great off on Medicaid. If you are medically qualified, you will get far more coverage for your money with a original condition insurance plan.

Have politicians created a created a, half-way portion to pander to the voters? Is it "better than nothing"? If you are paying ,800 a year for a few office visits, you have to wonder if it is even worth it.

If you are holding your breath for government sponsored condition insurance, chances are you will turn blue and collapse first.

You do have alternatives. There are decent low cost plans ready to Florida residents. There are also guaranteed issue plans with no healing questions that are similar to the plans being proposed. You can find guaranteed issue condition insurance plans online.

Clearly, it will be enthralling to see if this new proposal yields any determined turn or does it become an rehearsal in futility.

If you are curious in learning more about low cost condition insurance in Florida, you can go to Affordable Florida condition insurance Plans. To find out more about condition insurance plans that have no healing requirements, go to Guaranteed Issue condition Insurance.

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