Thursday, July 5, 2012

Commonwealth of Virginia Low Cost condition assurance

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If you live in the Commonwealth of Virginia and are finding for low cost health insurance, you and/or your children may be eligible for coverage under one or more of the three Famis health plans sponsored by the Commonwealth.

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The three Famis (Families passage to curative guarnatee Security) plans are as follows:

Famis - The Children's health guarnatee Program: This program for children covers services such as:

doctor visits

Well-baby checkups

Hospital visits

Vaccinations

Prescription medicine

Tests and x rays

Dental care

Emergency care

Vision care

Mental health care

Famis - Moms: This program provides health care for pregnant women up to two months after the pregnancy.

Smiles for Children: This program provides diagnostic, preventive, restorative/surgical procedures and orthodontics (Basically the same coverage as provided through Medicaid) Since this program is primarily for children, it provides petite essential diagnostic/oral surgery services for adults (emergency only)

The charm of this program is that the co-payments are only .00 or .00. regular check-ups are free and there are no monthly premiums or enrollment costs. With Smiles for Children, there are no co-payments or cost for dental services. However, you must use dental providers that are within the network.

To qualify for any of the Famis programs the applicant must be a Us habitancy under 19 (for the Children's program), live in Virginia and not covered by an additional one plan. You must not have had guarnatee for 4 months and are not eligible for Medicaid. There are also revenue requirements. For example, the gross revenue for a house of 4 must not exceed ,000 annually. The Famis website (www.famis.org ) has a house revenue calculator in which inherent insureds may check their revenue to see if they qualify.

The Commonwealth of Virginia realizes that quality curative care is important, and has successfully provided a low cost health guarnatee program for their low revenue residents.

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